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Home/Lenders/How we work

How we work with lenders.

The same path for every case and every lender, with clear ownership at each step.

  1. 01EnquiryBorrowerDay 0
  2. 02MatchMatryxCapMinutes
  3. 03DocumentsPartner1–3 days
  4. 04Lender loginMatryxCapSame day
  5. 05Credit reviewLender3–10 days
  6. 06SanctionLender—
  7. 07DisbursalLender2–7 days
  8. 08PayoutMatryxCapPer policy

Standards behind every file.

What lenders can expect from us, and what borrowers can expect from both of us.

Consent first

We share a borrower's details only with the lenders they agreed to, and record that consent with a timestamp.

Pre-login review

A credit desk checks each file against the lender's policy before login, to avoid wasted pulls and repeat requests.

No upfront fees

Borrowers never pay us to get a loan approved. Anyone asking for such a fee is not acting for MatryxCap.

Verified partners

Every partner completes KYC and accepts a code of conduct before logging a case.

Fair practices

We follow lenders' fair-practice codes and RBI guidance on digital lending and recovery conduct.

One point of contact

Each lender has a named relationship owner at MatryxCap for escalations and reconciliation.

Read our fair practices code →