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Balance transfer savings

What moving an existing loan to a lower rate could save.

Result

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Both EMIs use the remaining tenure. Net saving = (old EMI − new EMI) × months remaining − switching costs.

Illustrative only. Lenders set the final amount, rate and tenure after assessing your application.

Other tools.

Monthly instalment, total interest and how the balance falls over time.

An indicative maximum loan from your income and existing EMIs.

The property budget your savings and income can support.